It is quite natural to love your vehicle that you use daily to cover long distances to reach your destination on time. Responsibility of buying motor insurance plan comes with a vehicle from the day you bring it home. As third party, motor insurance plan is mandatory by Indian Motor Vehicle Act. The third-party insurance plan offers protection against expenses incurred due to loss or damage caused to a third party or its property in case, your vehicle is involved in an accident.

The Comprehensive motor insurance plan provides coverage for Vehicle Own Damages , Third Party Property damages or bodily injuries and Personal Accident Coverages. Generally policies are available for one year contract whereas these days you will also find a long-term motor insurance plan that offers the same coverage with greater benefits for a longer time span.

Other than the Comprehensive Coverages there are lots for Plans available with Addon Coverages which is also known as Bumper to bumper cover.