Underwriting The Proposal

Understanding Underwriting & Policy Terms

Insurance companies use underwriting to assess risk and decide whether to offer coverage, on what terms, and at what premium. This process involves evaluating your proposal, financial details, and overall risk profile.

Before accepting any insurance quote, it’s essential to review key elements such as Terms & Conditions , Premiums, Deductibles, Warranties, and Add-ons

These details form the basis of your contract and your claim will be settled strictly according to them.

Keep in mind, underwriting practices vary across insurers, as each company uses its own risk evaluation methods.At Coverdesk, we help you understand and compare these terms, so you can make an informed choice with confidence.

Ready to Serve Best Insurance Policy

We simplify insurance, so you stay insured, No confusion Just clear, confident coverage.

Health Insurance

Health insurance provides the Coverages towards all or some of such healthcare needs and medical expenses incurred by a person.

Motor Insurance

The Comprehensive motor insurance plan provides coverage for Vehicle Own Damages , Third Party Property damages or bodily injuries

Employee Benefit Insurances

“Employees are the biggest asset for any organization”. Providing adequate amount of Medical Insurance, Accidental Policy and Overseas travel Insurance are the way to safeguard the employees.

Liability Insurance

Liability insurance is designed to cover the cost of compensation claims that might arise due to injury, malpractice or negligence.

Marine Insurance

Transit insurance provides coverage against the losses or damages that might be incurred to the cargo when the goods are transferred or held between the points of origin and destinations.

Property & Engeenering Insurances

Property insurance provides protection against most risks to property, such as fire, theft and some weather damage.

What Our Customer Says

Good in service and knowledge about the Insurance. The team is not eager only to sell the policy, they educate first and wait for us to take the decision wether to buy or not. (good and better way of insurance advisory) Recommended for all.

I have worked with Cover Desk in my previous organization, they are very efficient and responses better. Johnson and Gopi from the team are very good at their work. I would recommend everyone to Cover desk for any Insurance work always.

Very good service on time.